It's human nature to talk about the good things in our lives, not the bad stuff we lived through. Referral links, or links to your own content (whether monetized or not) are permitted so long as said associations and/or personal gains are fully disclosed. Over a six-month period, about 8 million Americans found themselves in poverty. This sub has turned into a place for people who obviously don't have any financial problems bragging about how they paid off their loans in 1 fourth off the time or paid off 50000 dollars in credit card debt in 2 years etc. This sub is for anyone who self identifies as struggling financially or as financially insecure. Welcome r/all,. The Center on Business and Poverty has run The Personal Finance Employee Education Fund (PFEEF) for several years and is currently in the process of bringing in new leadership both in the US and the UK. We also lived in some real shitholes that people who made less than we did at the time were embarrassed to visit. This is not a one-size fits all venture, so please be respectful of what other people might be looking for. 6) No judgment on how people got to where they are at. 8) Advice and comments must be in good faith. No … Yet despite this progress, at least 400 million people will still be living on less than $1.90 a day by 2030. This is my problem too-where is the advice? 11) Unsolicited advice must be generally respectful of people's right to determine their own values, free of assumptions and judgments, and in otherwise fitting with the rules, guidelines, and spirit of the sub. Welcome to Personal Finance for the Financially Challenged! But now I still have plenty of money left over for other things, and I’ll be able to go on this date tonight with a fully legal car. Well, I finally did it this morning. Have you browsed through it? Whether you are a single parent only pulling 10k a year, or a single person trying to get past student loans at 28K, you are welcome here. Links to websites outside of Reddit: The titles of these posts must have clear, accurate titles, misleading or vague titles will be removed. You have truly helped me more than you could know by posting this. My kids weren’t as lucky as I was in that department but they inherited my luck since I now heavily subsidize them so they don’t get stuck in all the poverty traps that we struggled through when we were in our twenties. My current car is worth more than any dwelling we lived in through the age of 35. All aid given must be in the form of information or advice. ;). share. r/povertyfinance: Financial advice, frugality tips, stories, opportunities, and general guidance for people who are struggling financially. There is a link to the new Wiki that shows up on every page in this subreddit and it has links to a lot of useful stuff. This sub has turned into a place for people who obviously don't have any financial problems bragging about how they paid off their loans in 1 fourth off the time or paid off 50000 dollars in credit card debt in 2 years etc. /r/personalfinance - a good place, especially once you have some money to play with. Much of the financial advice online and on reddit is aimed at people who have varying degrees of disposable income, ability to invest, lots of free time, available transportation, no kids, a partner, access to credit, and beyond. Believe me, I'm still in step 0, have been for like 2 years, but I'm snowballing and getting cards paid off. Serve on a piece of toasted day old bakery bread if you have it. It doesn't mean we don't understand the struggles and sympathize with them but we shouldn't bag on people for sharing what they're doing to get out of that place. This is not a place for politics, but rather a place to get advice on daily living and short-to-midterm financial planning. In the past 25 years, the world has managed to halve the number of people living in extreme poverty (World Bank, 2015). The people who could offer advice can’t be browbeaten for not needing the advice themselves, or they won’t offer it. Once upon a time, I had a nearly perfect credit score. I think I’ll also splurge on dinner, something I haven’t done in forever :), Edit: you guys are all so nice!! Often, people want to remain bitter and don't acknowledge what you are trying to share/impart. Author of the article: Financial Times. The latest Tweets from Poverty Finance @PovertyFinance. “Poverty is rising in the United States,” Zach Parolin, a researcher at the Columbia University's Center on Poverty and Social Policy told Yahoo Finance (video above). Anything that appears to be a scam, predatory, or downright dangerous will be removed. My mom and my 3 brothers all lived with me in 2 small 2 person tents at the state park for a few months. 7) No gatekeeping. This includes most "get rich quick" schemes. I owed over $300 in back taxes, as well as another $100 or so to renew my registration. Political advocacy, debate, or grandstanding will be removed. /r/frugal - a solid sub with lots of good advice, /r/gardening - if you have some time and some land, /r/eatcheapandhealthy - a fantastic sub with a friendly and welcoming community, /r/beermoney - guides to passive income, typically requires internet, spare phones, and lots of free time. Get money to play with a lot of effort, but I fought really hard to make happen.! Of my life poor, ranging from living paycheck-to-paycheck lower working class to outright homeless wants to! Road forward, not to judge their priorities my POS car a few ago. The keyboard shortcuts r/povertyfinance: financial advice, frugality tips, stories, opportunities, and general guidance people! As well as another $ 100 or so to renew my registration after it expired because some ca! 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